FNDX and other similar ones in that family. Note, I have no connection to Schwab other than as as customer. And this is not financial advice, just what I've done in my own life. Take your own risks, etc. Maybe the fever dreams of the AI cultists will come true. OpenAI and SpaceX will summon mechanical gods, and through mass automation take over the entire economy. And those not heavily invested with them will be rendered paupers. Or maybe just half their dreams come true, and you miss out on a lot of potential growth. I can't predict the future. There still are some tech stocks in the most held companies in these funds, but they're ones like Apple, Google, Amazon, etc. - companies with actual, very real large-scale revenue.

But personally, I'm just trying to opt out of the whole AI bubble cashout. And I'm someone whose spent their entire career abiding by the "don't try to time the market" philosophy. I learned early on that the most reliable way to invest was to just by cheap index funds, and that's exactly what I've done my whole career. But this just seems to me such a blatant scheme designed deliberately to take advantage of people that invest their retirement in passive index fund investing. it just feels like such a deep personal insult that's it got me to abandon over 15 years of using S&P500/Nasdaq/DOW/Total Market-tracking index funds.

Anyway, sorry, you didn't ask for all that. That's just where my head is this morning I suppose.