If I think I'm getting through it with no issue I'm not going to the hospital at all. The only time my family has driven to the emergency room without thinking we absolutely needed to go was for a sexual assault swab (that we knew would never get analyzed, but she wanted it done and I knew it was the best path towards her getting trauma treatment). Everything else was something like difficulty breathing during covid or during a smoke storm, possible anaphylaxsis, or a major concussion. Fortunately we get insurance where one go hits your annual deductible, so the rest are cheap.