Are they going to suffer? That's what we're supposed to believe, but remember that money is a human-made concept that only has value because we collectively give it value, and the economy is built on that very important principle.

That situation you describe is real, it will disrupt their efforts a little and protect us in the short term, but in the long term, the meaning of money and economy is changing. they're doing everything they can to use automation to build a new post-scarcity economy based on ownership, membership, services and control. And beyond that, it frankly doesn't include us or even think about us.

That's what the wealth divide is. It's the way that money, as an economic representation of their values, is telling us that their motivations are not about making all existing humans on this planet more comfortable and productive and independent. In their vision of this future economy, they are instead hoarding humanity's collective efforts for themselves, reinvesting it into their own technology, They focus their efforts on what they personally consider important for "progress", chasing their own utopian ideals for the specific goals and groups they consider the best and most important, while the rest of us that aren't part of those goals or groups are pacified and left behind and, if you really think it out, eventually eliminated. After all, a utopia won't include teeming, growing masses of humanity using up all the available resources, that would be a plague, and they eventually will decide to cure it if they haven't already started. Their vision of the future only needs to have enough room for them and the more utopian they make it the less of us there will be. They want to be the main characters, we're just nameless extras who do chores and fill in the background for now and can be ignored to go wherever extras are supposed to go when they're no longer on the screen.

Their view of humanity is abstract, and they believe what they are doing is right, all the way down to the core of their being. They simply don't value humanity's rich tapestry of lived experiences or the sanctity of every individual human life. They'll never make it a priority. They care more about making sure humanity has become "advanced" or is multi-planetary than they do about making sure every human has a home, or food. That's their vision. It's about humanity as a whole, not about individual humans. We can all be sacrificed so the species becomes safer. Scientifically, I can't even say they're wrong. But philosophically, I hope we can all agree that this is deeply wrong and morally bankrupt. We need to start to reclaim our individual humanity and go back to putting people first. We need to care about people in the present, and always, not just the abstract idea of humanity's future. We need to take our money back and use it for a different kind of progress.