Yeah, that's a good point. I took it as being a million to spend, but tax would take a big bite, depending on where you are.

I'm in the UK, so it converts to about £745,000 at the moment. I could buy a nice terraced house that I like for £175,000 and clear my existing mortgage and debts for about £60,000, so would have about half a million to spend. It's a lot, but wouldn't go as far as you'd think.

I'd still keep my kid though 🙂