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whitepeopletwitter@sh.itjust.works

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A cut, sure, but the whole fuckin thing? (lemmy.dbzer0.com)

submitted 1 year ago by Stamets@lemmy.dbzer0.com to c/whitepeopletwitter@sh.itjust.works

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[–] ridethisbike@lemmy.world 11 points 1 year ago (2 children)

I've never heard of this. Why should I run?

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[–] andyquest@sh.itjust.works 15 points 1 year ago (1 child)

The price of insurance only covers the statistically predicted amount of payoffs to all people insured plus a profit. If you're building a cash value, then that's priced in, with more profit priced in for them on the equity youve built. You're better off pocketing the difference.

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[–] buttnugget@lemmy.world 4 points 1 year ago

Right, I would assume it’s an investment vehicle with the extra margin built in. This is why insurance should only be in the largest pools with no profit interference and only the lowest administrative overhead possible.

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